Card, payments & banking technology

Complex card conversions and launches, led by people who've worked them from every seat.

Senior leadership for banks, credit unions, retailers, and fintechs, from contract to cutover and Day 2.

A card program team reviewing conversion progress on a dashboard
15MActive accounts on a single conversion
19Programs led
7Fiserv conversions & integrations
Why Card Systems Consulting

Why clients choose us over a large firm or their processor's team

Large consulting firms bring scale. Processor professional services teams know their own platform. We bring senior leaders who have run card conversions and launches from every seat, working for you, independent of every processor, from contract through Day 2.

01

Senior leadership on every engagement

Senior practitioners, led by the founder, do the work, not just oversee it. At a large firm, much of the delivery often falls to junior teams.

02

Proven Fiserv and TSYS experience

Seven Fiserv conversions and integrations, and 19 programs led across TSYS, Fiserv/First Data, and FIS.

03

Experience, not a learning curve

You get leaders who have worked these programs from every seat, not a firm learning your platform for the first time. Analysts are added only when the work calls for it.

04

QA/UAT governance with AI accelerators

QA, UAT, defect management, and release governance built in, with AI-assisted test design, automation, and defect triage. Built to meet audit and regulatory requirements from day one.

05

Banks, digital banks, and retailers

Delivered at regional banks, a de novo digital bank, a national retailer, and a Canadian institution.

06

Specialized card and payments focus

Card and payments is our core. We speak processor, so requirements and change requests get translated before you sign off, and your priorities set the plan, not the processor's timeline.

How we work

From first call to Day 2

Full programs follow six steps. Focused engagements run discovery, scope, deliver, and readout in 1–6+ weeks. Both are senior-led from the first conversation.

  1. 01
    Week 0

    Discovery call

    Free 30 minutes on your timeline, processor, portfolio, and biggest worry.

  2. 02
    Within a week

    Scope & proposal

    A fixed-fee or T&M proposal sized to your program.

  3. 03
    Weeks 1–2

    Kickoff

    Stakeholders mapped and governance set: weekly status, RAID log, steering cadence.

  4. 04
    Through testing

    Delivery

    Hands-on leadership through requirements, testing, mocks, and dress rehearsals.

  5. 05
    Conversion weekend

    Cutover

    Go/no-go criteria, an hour-by-hour runbook, and command center support.

  6. 06
    Hypercare

    Day 2 & handoff

    Defect and reconciliation cleanup, lessons learned, and a clean handoff.

On every engagement
  • Senior-led at every step
  • Weekly executive status reporting
  • A transparent RAID log
  • Accelerators: test bed & requirements
  • AI-assisted test design & triage
  • A clean handoff to your team
  • No surprises on scope or fees
Platforms & systems

Hands-on platform experience

Delivery experience across the processing, core banking, lending, and loyalty platforms most often involved in a card conversion or launch. We speak card: processor requirements and change requests get translated before you sign off.

Card processing

Fiserv / First Data (Optis)TSYS (TS2)FISi2c

Networks

VisaMastercard

Core & digital banking

TemenosFinxact

Loyalty

Fiserv Premier Loyalty PlatformTSYS Loyalty

Credit & collections

ZootEquifaxDebt Manager

Delivery & testing

JIRAAzure DevOpsOpenText ALM
See all platforms and systems

Fiserv applications

  • Fiserv 3270
  • Optis servicing & agent platform
  • Optis disputes
  • Premier Loyalty Platform (PLP)
  • ALP
  • TLP
  • Alerts
  • New accounts
  • Customer portal & SSO
  • Reports management
  • Statements
  • Settlement & GL
  • PCF
  • Fraud Detection Work Center
  • Back-end core banking integrations
  • VSYS
  • M-Cycle
  • 360 Control
  • Plastics

Card processing

  • Fiserv / First Data (Optis)
  • Fiserv 3270
  • TSYS (TS2)
  • FIS
  • I2C
  • Mastercard
  • Visa
  • ACH (card payments and rewards redemptions)
  • Settlement
  • PCF
  • IVR

Core & digital banking

  • Temenos
  • Finxact
  • Enterprise data warehouse

Mortgage lending

  • Blend
  • NetOxygen

Credit decisioning & collections

  • Zoot
  • Equifax
  • Argus
  • Debt Manager
  • CACS

Loyalty

  • TSYS Loyalty
  • RAZR
  • Breakaway Loyalty
  • Fiserv Premier Loyalty Platform

Delivery & testing tools

  • JIRA
  • Azure DevOps
  • HP Quality Center (OpenText ALM)
Sample deliverables

What you get, not just hours

01

Conversion Readiness Assessment

Portfolio, product, vendor, and integration review, with a readiness scorecard and roadmap.

02

Executive Status Reporting

One weekly view for leadership: status, risks, decisions needed, and readiness.

03

RAID Log

Risks, actions, issues, and decisions tracked in the open, with owners and dates.

04

Test Strategy

End-to-end coverage by product and channel, built from our test bed of proven card test cases.

05

Cutover Plan

An hour-by-hour runbook with go/no-go criteria and a rollback plan.

06

Vendor Management Framework

Clear ownership, service levels, and escalation paths across your processor and vendors.

07

Production Readiness Review

An independent check of environments, data, mock results, and support model before go-live.

See sample deliverables

View examples →
A customer tapping a card at a retail checkout
Who we work with

Card programs of every size

  • Regional banks
  • Community banks
  • Digital banks
  • Credit card issuers
  • Co-brand card programs
  • Retail card portfolios
  • Financial technology companies
A leader presenting a plan to her team in a glass conference room
About

Owner-led, with senior practitioners on every engagement

Card Systems Consulting Services is a specialist card and payments practice. Every engagement is led by its founder and managing principal, supported by senior practitioners and a vetted network of card specialists brought in as the work requires.

Founder & credentials

28 years in card and payments technology. Built a bank's retail, commercial, and small business card platform from the ground up. MBA, Technology Leadership.

Owner-led model

Every engagement is led by the founder, with senior practitioners accountable from contract through cutover.

Senior practitioners

Senior conversion leaders who have moved millions of consumer and commercial cards between TSYS, Fiserv, and FIS, backed by a vetted network of card specialists.

Nationwide reach

Based in Charlotte, NC and serving clients nationwide, with boutique-level attention.

Founder & Managing Principal

Fiserv conversions and integrations, UAT/QA strategy and test automation, systems integration, cutover and go-live readiness, loyalty platforms.

Head of Card Conversion & Delivery

Conversion strategy and hour-by-hour planning, command center leadership, data and portfolio mapping, rewards and rebate conversions, commercial card.

15M active accounts on a single conversion
19 programs led
31 technology teams on a single conversion
MBA, Technology Leadership

Enhanced Offerings

Need specialized card expertise beyond the core engagement? Card Systems Consulting works with a small group of vetted partner firms that cover card portfolio assessments and chargeback, dispute, and fraud letters, with the founder as your single point of contact.

Explore Enhanced Offerings →
FAQ

Frequently asked questions

Do you support remote engagements?

Yes. Engagements are delivered remotely, with on-site support for key milestones available when your program needs it.

Do you work nationwide?

Yes. We're based in Charlotte, NC and serve clients across the country.

Can you supplement existing teams?

Yes. The founder or a senior practice lead can join your team part-time or full-time as Conversion Lead, QA Director, or Systems Integrator, working alongside your people and your processor.

Do you provide QA leadership?

Yes. QA and UAT leadership is a core strength: test strategy built from our test bed of proven card test cases, defect management, release sign-off, and AI-assisted test automation.

Do you support Fiserv and TSYS conversions?

Yes. Our experience includes seven Fiserv conversions and integrations, TSYS-to-Fiserv conversions, and TSYS card launches, along with FIS and i2c. We're independent of every processor.

How early should we engage before a conversion?

Ideally before you sign the processor contract, so a Contract & SOW Review can catch gaps before they become change orders. A Readiness Assessment fits early planning. If you're already mid-conversion, we can step in at any stage.

Contact

Let's talk about your program

Whether you're scoping a conversion, staffing a QA function, getting a stalled program back on track, stabilizing after go-live, or need specialized card help, send a short description of where things stand.

Availability
Based in Charlotte, NC | Serving clients nationwide
Business
Woman-owned business
What happens next
  1. Free 30-minute call
  2. Proposal within a week
  3. Kickoff
Prefer to pick a time?
Book a free 30-minute discovery call

Expect a response within one business day.