Complex card conversions and launches, led by people who've worked them from every seat.
Senior leadership for banks, credit unions, retailers, and fintechs, from contract to cutover and Day 2.
Why clients choose us over a large firm or their processor's team
Large consulting firms bring scale. Processor professional services teams know their own platform. We bring senior leaders who have run card conversions and launches from every seat, working for you, independent of every processor, from contract through Day 2.
Senior leadership on every engagement
Senior practitioners, led by the founder, do the work, not just oversee it. At a large firm, much of the delivery often falls to junior teams.
Proven Fiserv and TSYS experience
Seven Fiserv conversions and integrations, and 19 programs led across TSYS, Fiserv/First Data, and FIS.
Experience, not a learning curve
You get leaders who have worked these programs from every seat, not a firm learning your platform for the first time. Analysts are added only when the work calls for it.
QA/UAT governance with AI accelerators
QA, UAT, defect management, and release governance built in, with AI-assisted test design, automation, and defect triage. Built to meet audit and regulatory requirements from day one.
Banks, digital banks, and retailers
Delivered at regional banks, a de novo digital bank, a national retailer, and a Canadian institution.
Specialized card and payments focus
Card and payments is our core. We speak processor, so requirements and change requests get translated before you sign off, and your priorities set the plan, not the processor's timeline.
From contract to cutover, and Day 2
Sign the right deal and start ready
Contract & SOW review | Readiness assessment
Learn more →Test what matters and go live with confidence
UAT/QA & test automation | Cutover readiness
Learn more →Get to steady state, fast
Day 2 stabilization & QC | Post-MVP delivery
Learn more →Additional banking technology expertise
- PMO leadership
- Technology delivery governance
- Vendor management
- Digital banking implementations
- Lending platform integrations
- Strategic advisory
Common challenges we help solve
If one of these sounds familiar, we've solved it before.
Upcoming Fiserv Conversion
How we help: Fiserv Conversion Advisor →TSYS Migration Planning
How we help: Readiness Assessment →Stalled Technology Programs
How we help: Embedded Conversion Leadership →Vendor Coordination Issues
How we help: Embedded Conversion Leadership →UAT Readiness Concerns
How we help: UAT/QA Strategy & Test Automation →Cutover & Stabilization Risk
How we help: Cutover Readiness Review | Day 2 Stabilization →Resource Gaps in Delivery Leadership
How we help: Embedded Conversion Leadership →Something else?
Tell us where things stand →From first call to Day 2
Full programs follow six steps. Focused engagements run discovery, scope, deliver, and readout in 1–6+ weeks. Both are senior-led from the first conversation.
- 01Week 0
Discovery call
Free 30 minutes on your timeline, processor, portfolio, and biggest worry.
- 02Within a week
Scope & proposal
A fixed-fee or T&M proposal sized to your program.
- 03Weeks 1–2
Kickoff
Stakeholders mapped and governance set: weekly status, RAID log, steering cadence.
- 04Through testing
Delivery
Hands-on leadership through requirements, testing, mocks, and dress rehearsals.
- 05Conversion weekend
Cutover
Go/no-go criteria, an hour-by-hour runbook, and command center support.
- 06Hypercare
Day 2 & handoff
Defect and reconciliation cleanup, lessons learned, and a clean handoff.
- Senior-led at every step
- Weekly executive status reporting
- A transparent RAID log
- Accelerators: test bed & requirements
- AI-assisted test design & triage
- A clean handoff to your team
- No surprises on scope or fees
Hands-on platform experience
Delivery experience across the processing, core banking, lending, and loyalty platforms most often involved in a card conversion or launch. We speak card: processor requirements and change requests get translated before you sign off.
Card processing
Networks
Core & digital banking
Loyalty
Credit & collections
Delivery & testing
See all platforms and systems
Fiserv applications
- Fiserv 3270
- Optis servicing & agent platform
- Optis disputes
- Premier Loyalty Platform (PLP)
- ALP
- TLP
- Alerts
- New accounts
- Customer portal & SSO
- Reports management
- Statements
- Settlement & GL
- PCF
- Fraud Detection Work Center
- Back-end core banking integrations
- VSYS
- M-Cycle
- 360 Control
- Plastics
Card processing
- Fiserv / First Data (Optis)
- Fiserv 3270
- TSYS (TS2)
- FIS
- I2C
- Mastercard
- Visa
- ACH (card payments and rewards redemptions)
- Settlement
- PCF
- IVR
Core & digital banking
- Temenos
- Finxact
- Enterprise data warehouse
Mortgage lending
- Blend
- NetOxygen
Credit decisioning & collections
- Zoot
- Equifax
- Argus
- Debt Manager
- CACS
Loyalty
- TSYS Loyalty
- RAZR
- Breakaway Loyalty
- Fiserv Premier Loyalty Platform
Delivery & testing tools
- JIRA
- Azure DevOps
- HP Quality Center (OpenText ALM)
Proof it works under pressure
Moving a multi-billion-dollar retail card portfolio
A national retailer's credit, co-brand, and debit cards moved from TSYS to Fiserv
Three card portfolios, five states, one cutover weekend
An acquired bank's cards converted to Fiserv/First Data after a merger
A credit card program, built from the ground up
A regional bank launched its own card division on TSYS after 14 years of outsourcing
What you get, not just hours
Conversion Readiness Assessment
Portfolio, product, vendor, and integration review, with a readiness scorecard and roadmap.
Executive Status Reporting
One weekly view for leadership: status, risks, decisions needed, and readiness.
RAID Log
Risks, actions, issues, and decisions tracked in the open, with owners and dates.
Test Strategy
End-to-end coverage by product and channel, built from our test bed of proven card test cases.
Cutover Plan
An hour-by-hour runbook with go/no-go criteria and a rollback plan.
Vendor Management Framework
Clear ownership, service levels, and escalation paths across your processor and vendors.
Production Readiness Review
An independent check of environments, data, mock results, and support model before go-live.
See sample deliverables
View examples →
Card programs of every size
- Regional banks
- Community banks
- Digital banks
- Credit card issuers
- Co-brand card programs
- Retail card portfolios
- Financial technology companies
Owner-led, with senior practitioners on every engagement
Card Systems Consulting Services is a specialist card and payments practice. Every engagement is led by its founder and managing principal, supported by senior practitioners and a vetted network of card specialists brought in as the work requires.
Founder & credentials
28 years in card and payments technology. Built a bank's retail, commercial, and small business card platform from the ground up. MBA, Technology Leadership.
Owner-led model
Every engagement is led by the founder, with senior practitioners accountable from contract through cutover.
Senior practitioners
Senior conversion leaders who have moved millions of consumer and commercial cards between TSYS, Fiserv, and FIS, backed by a vetted network of card specialists.
Nationwide reach
Based in Charlotte, NC and serving clients nationwide, with boutique-level attention.
Founder & Managing Principal
Fiserv conversions and integrations, UAT/QA strategy and test automation, systems integration, cutover and go-live readiness, loyalty platforms.
Head of Card Conversion & Delivery
Conversion strategy and hour-by-hour planning, command center leadership, data and portfolio mapping, rewards and rebate conversions, commercial card.
Enhanced Offerings
Need specialized card expertise beyond the core engagement? Card Systems Consulting works with a small group of vetted partner firms that cover card portfolio assessments and chargeback, dispute, and fraud letters, with the founder as your single point of contact.
Explore Enhanced Offerings →Frequently asked questions
Do you support remote engagements?
Yes. Engagements are delivered remotely, with on-site support for key milestones available when your program needs it.
Do you work nationwide?
Yes. We're based in Charlotte, NC and serve clients across the country.
Can you supplement existing teams?
Yes. The founder or a senior practice lead can join your team part-time or full-time as Conversion Lead, QA Director, or Systems Integrator, working alongside your people and your processor.
Do you provide QA leadership?
Yes. QA and UAT leadership is a core strength: test strategy built from our test bed of proven card test cases, defect management, release sign-off, and AI-assisted test automation.
Do you support Fiserv and TSYS conversions?
Yes. Our experience includes seven Fiserv conversions and integrations, TSYS-to-Fiserv conversions, and TSYS card launches, along with FIS and i2c. We're independent of every processor.
How early should we engage before a conversion?
Ideally before you sign the processor contract, so a Contract & SOW Review can catch gaps before they become change orders. A Readiness Assessment fits early planning. If you're already mid-conversion, we can step in at any stage.
Let's talk about your program
Whether you're scoping a conversion, staffing a QA function, getting a stalled program back on track, stabilizing after go-live, or need specialized card help, send a short description of where things stand.