A modern mortgage application, without replacing the core

A regional bank wanted a faster, simpler digital mortgage experience without a risky replacement of its existing lending systems. It added Blend as a cloud-based front end that sits alongside the loan origination system and core banking platforms and connects to them through APIs. The founder served as VP and technical lead on the launch, which went live in 2021 with digital mortgage applications and origination.

What the work covered

• Integrating Blend with the loan origination system (NetOxygen) and back-end banking systems through APIs
• Pre-filling applications with verified customer data to cut manual entry
• Dynamic application questions that adapt to each borrower's answers
• Owning the technical design, vendor management and configuration, test strategy and QA testing, and cutover and go-live

Role: VP, technical lead. Client, partner, and vendor names are withheld to protect confidentiality.